VTPL / EBI Voluntary Third Party Liability / Excess Bodily Injury
This coverage answers for indemnities beyond the limits set forth under the CTPL coverage that protects the assured against liability of death or bodily injury to third party arising from an accident, caused by the insured vehicle.
TPPD Third Party Property Damage
This coverage protects the assured against liability for damage caused by the insured vehicle to property belonging to a third party.
Own Damage (OD)
This coverage protects the insured against damages to the property arising from accidental collision, overturning, falling, fire and malicious acts of third party.
Theft
This coverage indemnifies the assured in case of loss of the whole insured vehicle or parts thereof resulting from the acts of thieves or carnappers.
Value-Added Services
UPPA Unnamed Passenger Personal Accident Insurance
This coverage financially protects passengers (including the driver) of a motor vehicle against injury or death arising from a car accident.
RAP Roadside Assistance Program
This is a value-added service for Car Protect clients that provides towing and other services in case of accidents or mechanical breakdowns.
Acts of Nature
This covers damages incurred by the insured vehicle caused by earthquake, typhoon, flood, volcanic eruption, lightning, fire and other convulsions of nature.
